Financial Literacy
Affiliate Blogging Basics
Financial LiteracyAs the global e-commerce market continues its growth (8.76% in 2023), affiliate marketing has grown as a revenue stream, reaching a value of $16 billion in the world market in 2023. The performance-based marketing model, where publishers…
From Struggling Startups To Success: Strategies For Entrepreneurs
Financial LiteracyIt is essential for entrepreneurs to comprehend the common challenges in starting a new business: reaching consumers, scaling, and budgeting. Below, learn more about success in small businesses from Owen Murphy, one of our Financial…
Forgive and "ForDebt": A Student Loan Forgiveness Guide
Financial LiteracyDespite the political backlash and uncertainty for the macroeconomy brought upon by their plan, the Biden Administration remains steadfast in its argument that it is a vital step for Americans in the ultimate goal of solving the student…
Marriage 101: Filing a Joint Tax Return
Financial LiteracyWith all the beneficial tax credits married couples can apply for, it may seem like a no-brainer to file jointly. In some situations, however, filing separately might be the right choice — even if it means giving up certain tax benefits.
The Sneaker Flop
Financial LiteracySupported by reselling platforms such as StockX and GOAT, anyone with access to the Internet could resell sneakers and earn a significant profit. However, within the last year, profit margins for sneaker resellers have decreased across the…
Are Savings Accounts Increasing Inequality?
Financial LiteracySavings accounts are supposed to improve your financial situation, right? Learn about how health savings accounts may actually be doing the opposite.
Credit Cards Aren’t Your Enemy
Financial LiteracyCredit cards have the potential to add extra value to everyday expenditures, with very little effort on the part of the cardholder. By spending within your means and paying off your card each month, it’s extremely easy to get a kickback…
Roth IRAs: Effects of Closing the Mega Backdoor Loophole
Financial LiteracyThe Roth IRA mega backdoor loophole, exploited to reap larger returns than normally possible, is on the precipice of being closed by the Biden administration’s new tax plan. Investing columnist John Wang explores both its intended and…
Buy Now, Pay Later: Payment System of the Future?
Financial LiteracyBuy Now, Pay Later (BNPL) companies have transformed the way we make payments online. They offer a fresh alternative to using credit or debit cards and they’ve been adopted by companies from Amazon to your local mom-and-pop store. Continue…
Finding Stability Within Stimulus Checks
Financial LiteracyThe pandemic has inevitably brought upon some unfortunate situations. In an effort to curb this and assist millions of Americans, stimulus payments were given out. To help those that may be unsure with what to do with this extra cash, I…
Understanding the Rise in Student Loans
Financial LiteracyLearn more about why student loan debt has ballooned and what to do about it!
A New Era for Young Adult Homeownership
Financial LiteracyLearn why young adult homeownership rates have dropped over the years and some mortgage alternatives to help you finance your dream house!
Lending Circles as a Means of Improving Credit
Financial LiteracyTo say that my AP Economics teacher had a credit card dedicated to burritos when he was in college is slightly misleading. While it’s true that he solely bought burritos on that credit card, the object of his purchase was arbitrary…
Ways to Manage Your Money Emotions
Financial LiteracyWe all know that our relationships with family, friends, and coworkers are important...but when was the last time you thought about where you stand in terms of your relationship with money?
An Update to Your Credit Score
Financial LiteracyFICO Score 10 Suite has just been announced, so what does that mean for you? With average credit scores at an all time high but ever increasing total household debt in the US, the new FICO scoring model is intended to improve consumer…
The Importance of Financial Literacy
Financial LiteracyAmidst a financial literacy crisis, unprecedented in scope and scale, where millions of Americans...
Girl Scout Cookies: How Selling Cookies Teaches Financial Independence
Financial LiteracyThe Girl Scouts program is one of the premier leadership development organizations for young girls teaching them vital skills in business,...
Study your Student Loan Options!
Financial LiteracyHow do you plan to pay for school? Are federal student loans able to assist you in your quest for higher education? Hang on tight as we deconstruct federal student loan options...
The Triple Disproportionate Effect of Student Loans on Minorities & Women
Financial LiteracyDespite ostensible claims that student loan debt helps lower-income students, women, and minorities advance themselves and their families...